Amid AI noise and crypto market volatility, genuine innovation is brewing beneath the surface. Alliance, which previously incubated star projects like Pump.fun and Pendle, has released its ALL16 cohort report. Among the 18 graduating startups, stablecoin payments, AI applications, prediction markets, and RWA tokenization have emerged as core themes. Meanwhile, applications for ALL17 will close on March 25.

Below is a detailed overview of these 18 ALL16 startups:

FinTech & Stablecoin Payments

Allod: Enterprise-Grade Stablecoin Banking

Allod (allodfinance.com) enables businesses in emerging markets to transfer USD instantly and cost-effectively using stablecoins, bypassing manual compliance reviews by traditional banks—which flag one-third of wire transfers as anomalous with an error rate exceeding 97%.

Allod handles fiat onboarding/offboarding, counterparty compliance, and key management within a software package resembling a standard bank account. The founder studied computer science at UC Berkeley and co-founded Fei Labs, which launched a decentralized stablecoin that raised $1.3 billion and became one of the top ten largest stablecoins by market cap.

Superbank: Pre-funding Liquidity Solution

Superbank (superbank.co) helps fintech companies pre-fund their fiat bank accounts at affordable costs without taking on excessive debt or equity dilution.

Unlike traditional models focused on long-term business viability, Superbank primarily underwrites payment channels, offering loans collateralized by settlement funds typically arriving within 1 to 3 days.

The platform delivers capital via API, automating traditionally manual processes. Its founder previously co-founded Penta, one of Europe’s largest digital banks, which was sold for $250 million to Qonto. The core team has nine years of collaborative experience.

Crebit: Stablecoin Payments for International Students

Crebit (crebitpay.com) leverages stablecoin-based forex transactions to provide international students with faster, cheaper cross-border tuition payments.

By partnering with local banks and supporting regional payment rails such as PIX and Bre-B, Crebit eliminates SWIFT fees entirely.

Itaú, Brazil’s largest bank, has designated Crebit as its official study-abroad partner. Founding team members come from Stanford University, Amazon, NASA, and MIT.

Inflow: Stripe for Cross-Border SMBs

Inflow (inflowpay.com) empowers any small or medium-sized business to accept card payments globally at competitive rates.

By rebuilding merchants’ tech stack on the stablecoin rail, Inflow surpasses traditional providers (charging 10% fees and settling in weeks), leveraging existing integrations to secure banking contracts typically requiring years to obtain.

Its founders include a founding engineer from an MPC wallet startup and a former founder who built a seven-figure revenue bootstrapped company.

Tradevu: Stablecoin Banking for African Enterprises

Tradevu (tradevu.co) provides instant financing to African SMBs at low rates by underwriting real trade activities—including shipment data, counterparty details, order velocity, and payment behavior.

By building credit around verified transactions, Tradevu extends funding to viable enterprises often excluded by conventional trade finance models and integrates financing with payments, enabling seamless deployment of capital across suppliers, currencies, and borders.

Its founders previously founded Pivo (YC S22), disbursing over $8 million in funding to African SMBs, and Jalo (acquired by a YC company).

Prediction Markets & Trading Platforms

Predexon: Unified API for Prediction Markets

Predexon (predexon.com) simplifies development on prediction markets like Polymarket and Kalshi.

Developers can use Predexon’s market-matching engine to de-duplicate and consolidate markets from different platforms into a single unified interface. Additionally, developers gain access to real-time data pipelines for historical and live data, enabling cross-platform trading through a single integration. The founders are roommates from UC Berkeley’s College of Engineering with prior experience at Amazon and AWS.

Freeport: Tradeable News Feed

Freeport (freeportmrkts.com) delivers real-time breaking news alerts paired with immediate trading signals and analytics, allowing retail investors to “trade news” instantly.

The platform employs AI agents to continuously update market intelligence, inferring optimal trading opportunities from news headlines of tokenized stocks and perpetual contracts available on Hyperliquid. Its founders studied mathematics and computer science together and previously worked at IMC and Jane Street.

Hadron: Proprietary AMM-as-a-Service

Hadron (hadron.fi) enables token teams to launch their own proprietary AMMs on Solana easily and affordably.

Through reverse-engineering and generalizing the mathematical principles behind black-box proprietary AMMs that handle over half of Solana’s transaction volume, Hadron allows any token project to customize pricing and exchange logic, ensuring every liquidity pool runs on all major DEX aggregators from day one. Founders come from Solana Foundation and Alchemy.

Worm: Leverage for Prediction Markets

Worm (worm.wtf) offers capital-efficient leverage for traders in prediction markets. By leveraging a liquidity provision protocol with dynamic hedging and liquidation engines, Worm enables users to gain leveraged exposure to prediction markets via aggregated order books (initially supporting Polymarket and Kalshi), achieving optimal execution.

Its founder left a product manager role at Facebook to lead product development at Aave, later serving as Chief Product Officer at Rarible. The co-founder is a gold medalist in the International Mathematical Olympiad.

Ratio: Social App for Prediction Markets

Ratio (ratio.you) empowers retail users in prediction markets to quickly and simply view top traders’ actions and follow them with a single click, enhancing their trading decisions.

Top-performing traders earn rewards while expanding their audience and driving trading volume, transforming into influencers within a self-sustaining feedback loop of follower-driven trades and creator monetization.

Its founder scaled a previous startup to over 100,000 users and has experience at Coinbase and a unicorn financial firm.

AI & Data Intelligence

Givance: Agent Staff for Law Firms

Givance (givance.ai) automates law firm operations by connecting autonomous agents to the firm’s entire tech stack. Lawyers can delegate client intake, communication, billing, and collections to agents, reducing operational overhead and increasing billable hours.

This is particularly impactful for the ~200,000 U.S. law firms without dedicated staff. Its founder successfully exited two startups and has experience at Google Research, Snapchat, and YC S23.

Deconflict: Palantir for Financial Crime

Deconflict (deconflict.com) protects financial institutions from fraud by directly connecting user data with law enforcement data.

When law enforcement flags suspicious activity, Deconflict sends instant alerts to exchanges, banks, and remittance providers, enabling them to freeze funds before transfer—without exposing sensitive case details. Over 800 law enforcement agencies from 26 countries currently use the platform. Its founder has 22 years of law enforcement experience, including at the U.S. Secret Service. Co-founder led Apple Intelligence’s AI initiatives.

Couch: AI Companion for the Visually Impaired

Couch (cou.ch) helps visually impaired users navigate web pages—unlike traditional screen readers that force users to listen to every element sequentially, Couch operates as a lightweight browser extension.

It first uses AI to understand page content, then presents only essential information—such as actionable items (e.g., booking the cheapest flight or filtering results). Its founder spent 15 years at Meta and Cloudflare building developer tools.

Akara: On-Site Intelligence for Sports Events

Akara (akaramarkets.com) delivers affordable, low-latency edge insights for sports events to retail traders.

By deploying ground-level scout networks during live games, Akara uses AI to convert real-time audio into actionable intelligence—faster than TV broadcasts delayed by 30 seconds and significantly cheaper than institutional-grade data sources costing over $200,000 annually. Founders come from Morgan Stanley (quant trading), Palantir, Duke University (Ph.D.), and MIT and Jane Street.

RWA Tokenization & Web3 Infrastructure

Graded: Chain-Linked StockX

Graded (graded.world) allows collectors worldwide to instantly and securely trade any collectible—physical or digital.

By aggregating collectibles across existing markets (both on-chain and off-chain) and acting as a custody and settlement layer, Graded unlocks value trapped in the over $350 billion physical collectibles market. Its founder previously built a crypto digital bank with peak stablecoin AUM reaching $100 million.

Lucent: Tokenization of Life Sciences

Lucent (uselucent.io) enables retail investors to purchase private biopharma assets—specifically drug IP and royalty exposures—not just equity in the underlying company.

Biotech firms tokenize on Lucent because it allows them to raise capital against individual drug assets without diluting their capital structure. Three VC-backed biopharma companies have already signed on for neurology and rare disease therapies. Its co-founder studied at Yale and Cornell and built a health-tech company valued in the nine figures and a biopharma company worth billions.

Bluvo: Plaid for Crypto

Bluvo (bluvo.co) provides a white-label API for DeFi apps, enabling seamless and secure direct integration with any CEX.

By designing new authentication workflows and redefining security best practices, Bluvo allows apps like Polymarket to transfer funds from CEXs through intuitive user flows—something that would otherwise be fragile and costly if built in-house. The team consists of serial entrepreneurs who previously founded an algorithmic crypto trading firm with $100 million in volume.

PreStocks: Tokenized Pre-IPO Stocks

PreStocks (prestocks.com) offers instant liquidity for retail investors of any size to enter and exit pre-IPO shares.

Each token is backed by a special-purpose vehicle (SPV) and a custom market-making engine capable of accurate real-time pricing and reliable on-chain liquidity. Since its August launch, PreStocks has recorded over $350 million in trading volume, solving long-standing issues of illiquidity and pricing lag in private stock markets. Its founder has been active in crypto since 2013, was an early engineer at Canva, and completed 50 pre-IPO deals in the past year.