美国39家州银行协会组建BankChain联盟，拟自建区块链网络

美国39家州银行协会组建BankChain联盟，拟自建区块链网络

2026-08-27 03:30

ChainThink 消息，8 月 27 日，美国 39 家州银行协会宣布成立 BankChain Alliance，计划为社区银行和区域性银行建设由银行共同拥有和治理的区块链网络，目标于 2027 年上线。

该网络拟支持代币化存款、稳定币、可编程支付及自动结算等功能，旨在帮助中小银行接入区块链金融基础设施，同时遵循现有监管标准。联盟表示，该网络预计覆盖数千家美国金融机构。

目前，BankChain 尚未公布技术供应商、底层区块链、网络架构、治理模式及监管框架，也未明确是否基于 XRP、以太坊或 Solana 等现有公链。

Disclaimer: Contains third-party opinions, does not constitute financial advice

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